The What: Mental toughness is not about how we respond to extreme situations and demonstrate perseverance or superhuman courage. It is not about those life changing events. Mental toughness is more humble. It is about living the everyday life by doing things which we know we are supposed to do. It is about constantly overcoming distractions and working step-by-step towards the long-term goals. It is about consistency.
The How: We can train our mental muscles gradually, for instance by - not missing a day in the workout for a week, by calling regularly on your family and friends to stay connected, by reducing sugar intake and dropping the late-evening tea, by committing those 30 mins daily to your hobby.
Ultimately it comes down to imbibing those atomic habits which compound in the long run and make us better than what we were the last month or the last year. Remember, it does not require talent or luck to be mentally strong.